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Built by the self-employed, for the self-employed.See what membership includes
The home for independent professionals
Independence should come with security.
1099 Workers brings real benefits, practical tools, trusted guidance, and a powerful community together in one place. Joining is free. You only pay for the products you choose.
One membership.
A stronger independent career.
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MEMBER BENEFITSupport that travels with you
1099
COMMUNITYMade for independents
✦Real benefitsfor real life
◒Financial toolsfor variable income
◎Trusted guidancewhen decisions matter
↗Powerful communityto help you grow
Why 1099 Workers
Going independent shouldn't mean going without.
We know firsthand that self-employment comes with freedom—and gaps. Gaps in coverage, financial infrastructure, expert support, and community.
1099 Workers exists to close those gaps with an institution designed around independent professionals from day one.
Meet your communityA better model
"Everything independent professionals deserve, gathered in one place."
$0to join
∞enrollment always open
1membership, every product
The home for independent professionals
Two ways in.
One safety net.
Pick the path that fits where you are today. Both keep your clients and gigs exactly as they are.
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Free to join
Join the community
Become a member of the 1099 Workers Community. Membership unlocks access to the community—the ability to get group benefits, a real 401(k), income protection and financial tools, whenever you're ready.
Join for free02↗
W-2 benefits, 1099 freedom
Become an associate
Sign on as a W-2 associate of 1099workers.com while keeping your independence—your clients, gigs and rates stay yours. Associate status is what gives you access to a real 401(k) and group medical, dental and vision, plus everything else available in the community.
Start enrollmentHow it works
From sign-up to supported in four simple steps.
Joining Community is free. Add products whenever you're ready. Your membership fee only starts when you do.
Start your profile↗
Verify it's you
One code, done.
Pick your products
Coverage, retirement, and more.
Enroll and manage
Everything in one place.
What community delivers
More than a benefits platform.
A foundation for your future.
Everything is powered by the 1099 Workers benefits engine—real resources, live today, designed to work together.
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Protect what matters
Benefits built for independent life
Medical, dental, vision and supplemental coverage through real group plans, the kind employees get.
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Build with confidence
Financial tools that fit your income
Save for retirement with a real 401(k), set your contribution, and manage it all from one dashboard built with you in mind.
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Get expert support
Trusted advisors in your corner
Learn from members who have been where you are. Real 1099ers sharing what worked, what to watch for, and how they made independence sustainable.
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Grow together
A community that opens doors
Meet peers, mentors, and collaborators who can help you move your work—and your career—forward.
Who we serve
Built for every dimension of independent work.
The independent workforce is one of the most dynamic—and underserved—parts of the economy. We're building the infrastructure, community, tools, and advocacy it deserves.
DriversContractorsConsultantsDesigners
ALDRIVER
RMCONTRACTOR
SKDesigner
Different paths.
One community.
One community.
Your next move
Ready to stop going it alone?
Join Community and get the benefits, tools, guidance, and community independent professionals deserve.
Contact
Questions before you join? Ask us.
Tell us about your work and what you need. A real person on the 1099 Workers team will get back to you.
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Already a member? Head to the Associate Portal
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Ready to sign up? Start your application